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Landing a good job, earning well, and being comfortable in life are essential, but making your hard-earned money work for you is the secret to a better and more secure future. Investments are an extremely important step in achieving financial stability.
An article published in the economic times (read here https://economictimes.indiatimes.com/wealth/invest/top-10-investment-options/articleshow/64066079.cms ) highlighted how real estate and gold are the two most important avenues for non-financial investments. One thing to always keep in mind is that the house you reside in is a liability and not an investment. This property is something you must spend on rather than earn from, whereas any secondary property you buy will earn through appreciation and rentals.
Usually, people buy property in the age window of 30-35 years. There are a lot of factors that impact this, the first one being salaries. Salaries as freshers are lower, and most people have education and vehicle loans to repay between the ages of 20-28. Consequentially, a major segment of the population begins to think of property investments after this.
The second factor is savings. Substantial savings are essential for down payments on the property. Banks and financers disburse a maximum of 80-85% of the project cost and the rest must be paid out of pocket, which needs to be accumulated by then.
Better earning potential, lesser credit risk, better credibility, and stability also are indicators for banks to cut you a better deal in the age range of 30-35 years. At this age, a repayment duration of 20-25 years is viable. At ages older than this, most people tend to have higher financial responsibilities and have around 15 years of repayment capabilities. Major builders like HM Constructions (www.hmconstructions.com) provide financial support and are affiliated with all nationalized banks, helping you from documentation to registration!
When in a property, it is very important to buy in the right location. Every metropolitan has a booming construction and developing sector and investment in those areas at the right time can be the difference between a dead investment and a lucrative one. For instance, Kanakpura Road and Sarjapur are two fast-growing hubs in Bengaluru, and investments in these areas are the right choice today! (https://www.hmconstructions.com/projects/details/hm-indigo https://www.hmconstructions.com/projects/details/hm–crescendo)
The development of large tech parks and corporate offices has affected exponential growth in the real estate market of Sarjaur. Premium properties by major developers are all coming into existence, one of the most prominent being HM Scottsville! Discover about the projects we take up and the investment opportunities and plans we have for you at https://www.hmconstructions.com/projects/residential
Contact us at +91 80 4255 5555 to know more about the project.