Real estate investment simplified

Any investment comes with its own risks. Investing in property too has its risks; however, on the flip side, it can give you lucrative returns on your investment if you do it smartly.

Take a look at how you can gain from investing in a piece of good real estate in Bengaluru. In other words, these are the simple tricks of the trade!

Know real estate investment

Any piece of property – a plot of land, apartment, villa, office space – that you can gain more from the actual price you are paying for, is a good investment. For example, if you purchase a plot of land and give it on rent to an organic farmer where you not only earn a handsome rent but also get to keep part of the produce, it’s a great investment. Purchasing an apartment on a housing loan and renting it out in a way such as co-living spaces, where you can pay off your EMIs and earn from the rentals is a smart move indeed. Then, there’s good rental income from investing in office space and giving it out to a co-working firm or a financially strong tenant can be a wonderful investment prospect.

If you are looking at purchasing an apartment to rent out and profit from it, HM Constructions’ https://hmconstructions.com/  HM Indigo https://hmconstructions.com/index.php/projects/details/hm-indigo at Konanakunte on Kanakapura Road is just your go-to place. With more homebuyers and tenants looking to work out of their homes at a safe distance from the city, HM Indigo with its spacious 2 and 3 BHK apartments, sprawling gardens and open spaces beckon investors and homebuyers alike.

Put the plan together

Just like in any other business, you need to have a definite and clear roadmap to property investment. Remember, it’s your money on the line here. You need to know the pulse of the market – as to when it’s a good time to sell and the best time to invest.

Now is a good time for NRIs to invest in India especially in ready homes – either to live in it or to rent it out. The depreciation of the Indian Rupee against the US Dollar means it’s cheaper for you to buy any property, except agricultural land, anywhere in India. Take your pick of 3 7 4 BHK luxury residential marvels at HM Tropical Tree https://hmconstructions.com/index.php/projects/details/hm-tropical-tree, uber luxury futuristic abodes at HM Grandeur https://hmconstructions.com/index.php/projects/details/hm-grandeur or 2 & 3 BHK luxury homes at HM Indigo https://hmconstructions.com/index.php/projects/details/hm-indigo

Spot top locations

Do your homework and scour through hot locations in demand. If you’re looking at renting out to students, look at projects with schools and colleges in the vicinity. Further, the Housing Rent Allowance and relatively low cost of maintenance make renting more attractive. For a commercial office space, your best bet is to invest in a project with IT parks, offices, banks, etc near the project. You can purchase A-Grade commercial property for a minimum investment of Rs 25 lakhs with a secure rental yield of about 7-9% from the passive income. So, even if you’re borrowing a loan, you can rest assured of the repayment capacity.

Real Estate Investment Trusts (REITs)

REITs are a good way to allow smaller investors to invest in the real estate market. The REIT, like mutual funds, pools the money from all investors across the country. The money thus collected from the REIT funds will subsequently be invested in commercial properties to generate income. Since REITs are still nascent in India, we advise you to do thorough research on the subject before investing.

Tap app-based investment deals

Do you wish to do it differently? Such as, co-owning a house, or office space, using it whenever you want, renting it out rest of the time, and, divesting in a few years? Apps for these have been designed. Startups like PropertyShare.in and ShareAcre are offering fractional ownership of property. In this model, property can be owned by a group of strangers with similar investment objectives. The income and maintenance costs are split and proceeds of the eventual sale shared, all according to formulas specified in advance by the apps. Most apps also offer property management services. All this makes it easier to invest in a dream holiday home or in a higher-value real-estate asset.

Reap tax benefits

Purchasing a home on a loan allows you to enjoy multiple tax benefits and exemptions under the Indian Income Tax Act that helps you save tax and get in cash flow.

Section 24 allows you to claim exemptions on the interest you pay on home loans under ‘Deductions from income from house property’. Here, the deductions are allowed from the income that you earn through your house.

Section 80C allows you to claim tax benefits on the repayment of the principal amount. You can claim deductions on investments made in the return of income for the year in which the investment was made. The maximum tax saving limit under this section is Rs 1.5 lakh.

Capital Gains can be short term or long term and you can claim capital gain on income taxes.

Depreciation expense is the largest tax deduction available to real estate investors and can help improve your cash flow by reducing your tax liabilities. Here, only an income-producing property based on wear and tear is allowed to be written off.

HM Showers Offers on Prospective Home Buyers

As established here, it only makes sense to invest in an apartment as soon as possible. We, at HM, understand that the pandemic may have impacted the businesses and jobs of our prospective clients. Thus, we have announced a brand new home-buying scheme for the last 30-odd apartments at HM Indigo so that you no longer have to delay owning your dream home!

The unique scheme lets you book any of our spacious units of your choice at a token amount of Rs.10,000 only. Since the units are ready-to-move, you can finish up the formalities and move into an apartment of your own in just 10 days. What’s more, once you move in, you can let HM take the burden of your EMIs! The EMI Holiday Facility lets you postpone your EMIs by 10 months so that you may enjoy your stay at HM Indigo for nearly a year before you start paying the EMIs.

So, stop worrying about your monthly rental and book an HM Indigo apartment today.

Call us at 8880225555 for a home tour, today.