Newly married? Now make your next big move – buy a new home

Newly married? Now make your next big move – buy a new home

You’ve just taken that one major step into a new and beautiful life. Why don’t you take another big step towards your new home? New beginnings can also mean a new home of your own!

So, how do you go about looking for that cherished home that will give you unbridled joy and happiness together with your soul mate? It’s all about planning. The way you did by taking that huge decision about marriage.

Couple goals

You have set out on a new phase of love and life together. Conjugal bliss is about doing things together and cherishing each moment along the way. Planning for a home together where you will share and care for a future family is one of the goals most newlyweds dream of. And you should too. There are enchanting luxury apartments from HM Constructions https://www.hmconstructions.com/ that are a pride for any newlywed couple to make their forever home. Draw up your own couple goals and include a luxury home from HM Constructions.

Take stock of your finances

Now that you are a couple, you must have already decided how you’ll run your life together on your joint finances. If you are pooling in your expenses and also have individual bank accounts, it’s a good time to also calculate how you can together plan the budget for your home. Factor in your joint income, the budget for your new home, a home loan, the down payment and EMI tenure along with your other expenses like auto loan, new home appliances, etc.

Finalise the budget

Once you’ve completed taking stock of your joint finances and expenses, including your collective income, it becomes easier to arrive at the perfect budget for your new home without pinching your pockets. It makes no sense to scrimp on your lifestyle especially if you have just started a new and exciting life together and have planned holidays to exotic destinations. Once you’ve pegged the budget for your new home, you can then start narrowing down your choices from the plethora of beautiful luxury homes from HM Constructions https://www.hmconstructions.com/ who offer a price tag to suit every pocket.

Love at first sight

You’ll be smitten by the variety of exquisite homes from HM Constructions. And we guarantee it’ll be love at first sight for most newlyweds who want their own share of luxurious privacy and spaciousness in their future homes. HM Constructions invite couples like you to visit the apartments of your choice to have a first-hand experience of living in one.

Apply for a joint home loan

You’re on this beautiful journey of life together, sharing the best of things. So, taking a joint loan and sharing the EMIs can be a prudent move. With home loan interest rates at their lowest in decades and with the stamp duty too at a reduced rate, it’s a step closer to your dream home. Several top developers like HM Constructions have tied up with banks to offer the best of home loan solutions to make the dream of owning a home, come true.

The upside of joint down payment

Since banks and home finance companies usually only disburse 80-85 per cent of the home loan, the rest of it has to paid up as a down payment. This means you will have to dig into your collective savings or soft loans from family to pay up this integral first payment towards securing your joint home loan. If you have not splurged on a big fat wedding, you must have saved up enough to pay towards the down payment – a wise move indeed.

Call us at 8880225555 for a home tour, today.