Home Resolutions for 2022

The brand new year you were waiting for is right here. This is where you embark on your new beginnings and lay the foundation for your new home. By foundation, we don’t mean the concrete one, but the strong mental and financial foundation that will prove to be the base on which you will place your home purchase plans.

So, are you ready for the fast ride into your future home? Snap-on those seatbelts!

First on the list

Do you want a house or a plot of land? That’s for you to decide. However, if you want to own a home instantly, especially if it’s for your own use, a ready-to-move-in apartment in the exact size you can afford is your best bet.

You can either start small with a studio apartment or a 1 BHK first and upgrade to a bigger one when your finances begin multiplying. Or, better still plan to fund a bigger luxury home now with longer repayment tenure to ease out your equated monthly installments (EMIs).

You are indeed lucky that an astute and trailblazing developer like HM Constructions has a bevy of ready luxury apartments located in some of the prized neighborhoods in the city. You have the liberty to cherry-pick your 2, 3, or 4 BHK homes from HM Constructions https://www.hmconstructions.com/. Make your choice of the locality most convenient for you based on your priorities.

Then go ahead and choose from HM Tropical Tree https://hmconstructions.com/index.php/projects/details/hm-tropical-tree at RT Nagar, HM Grandeur https://www.hmconstructions.com/projects/details/hm-grandeur at Fraser Town,

HM Concord at HM Symphony on Sarjapur Road, and HM Indigo http://hmindigo.co.in/ on Kanakapura Road which is all not only replete with the most modern amenities and spacious design but also offers a lifetime of comfort amidst secure gated communities.

Shortlist your ideal location

Choosing the location to buy your home in and settle down is not difficult if you have your roadmap ready.

The choice of the locality depends on individual priorities and according to one’s age too. For example, if you are a couple with kids, the topmost factor influencing your choice will be the children’s school or college. You would most definitely prefer to live close to their campus due to the convenience it offers for commuting. Having your place of work within a closer radius of your home and children’s school is an added bonus. Another important factor to consider is access to healthcare closer to your home and the enhanced connectivity such as an airport, highways, or railway station.

With e-commerce governing our life, proximity to shopping centers is not significant any longer. However, it seems to be healthier to live within open green spaces. That’s why to choose your neighborhood wisely.

Frame your budget

Planning the exact amount to pay for your home purchase may feel a tad difficult. But, it does not have to be that way. All it takes is some deft and intelligent planning. And if you are one of those responsible folks who keep a watchful eye on your expenditure and income to balance it out smartly, arriving at the best price tag of your future home should be a breeze.

Most smart people follow the 70-30 formula when it comes to expenditure and savings respectively. This means, you spend 70 percent of your incoming earnings and save up the rest on varied savings instruments. Your expenditure here can include your home loan repayment.

Clever couples usually opt for a joint home loan that will help pay off their debt collectively and comfortably. This way you can both be co-owners of the house and share the commitment and responsibility together for your forever home.

Moreover, women borrowers can obtain a housing loan for a lower rate of interest than that for others.

With an HM Constructions luxury home starting at a sweet Rs 84 lakhs for a 2 BHK apartment, you have a ballpark figure on planning the right budget for your housing loan.

Spruce up your home

If you already are a proud homeowner, give your beloved home a unique theme. Try out new wall finishes and textures. Revamp the furniture and change the seating arrangements. Mix and match the sofa colors with the cushions and floor rugs. Add some zing to your curtains – try out some bold animal prints in the living room and abstract art in the bedroom.

Amp up the appliances

There’s a whole new world of electronics and home appliances that spell futuristic convenience. Right from robot floor cleaners that can be programmed to recharge automatically, and portable air purifiers, to smart dishwashers and refrigerators that can be programmed to interact with the user, you have the best of technology to add to your home refurbishing plans this year. Make good use of the new year!

Happy 2022!